Allen Zhao

Branch Principal

RATE MONEY

BALWYN

A: 37 Railway Road Blackburn VIC 3130

Opening Hours: Mon-Fri 9am until 5pm

We’re also happy to meet you after hours by appointment.

Chris Liu

Branch Principal

Come and see us for the home loans, service and respect you truly deserve.

Either call for an appointment or just drop in for a coffee and a chat. We’re confident that we can help you with a great loan and a great rate for all your new properties or refinancing needs.

To help find us, just click on the ‘Directions’ link below.

Let’s get you the Home Loan you deserve

Better rates, service and respect are here waiting for you. And it all starts with a chat. So either send us a quick note below or call us today.

Why choose Rate Money

Here are a few of the many benefits you can look forward to with Rate Money. 

NO CURRENT TAX RETURN? NO WORRIES.

We know how hard it is to stay up-to-date with tax and other paperwork. So whether you’re purchasing or refinancing with Rate Money, all you need is an Accountant’s Declaration. 

NO RISK FEES OR NEEDLESS CHARGES

We believe the Self-Employed are brave – not risky. So rather than punish you with unnecessary fees and charges we reward you with great rates, great service and the respect you deserve.

FREE UP MILLIONS OF DOLLARS IN CASH

Rate Money can offer you up to $2.5 MILLION in Equity Release. Many other lenders are reticent in doing this for the Self-Employed because they simply don’t understand them like we do.

GET A LOAN AFTER JUST 12 MONTHS IN BUSINESS

Most other lenders want you to be in business for at least 2 years before they’ll talk to you. But then, no one cares about the Self-Employed like Rate Money.

REFINANCE YOUR WHOLE LIFE AND SAVE

Save a fortune by consolidating all your ludicrous high-interest debts into your new Rate Money low-interest home loan: tax debt, credit cards, car loans, the works. 

SAY GOODBYE TO THAT USELESS LMI

We think Lender’s Mortgage Insurance stinks. It gives you no benefit but adds thousands to your loan. So we don’t charge it. We’re sure you’ve got better things to do with your money.

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