GET THE HOME LOAN DEAL YOU DESERVE

  • NO RISK FEES
  • NO LMI
  • UNLIMITED CASH OUT OR EQUITY RELEASE
  • CONSOLIDATE ALL OTHER DEBTS (incl. TAX DEBT) AT HOME LOAN RATES

Get in touch today for the rates, service and respect that Self-Employed people should receive.

*All comparison rates quoted in our advertisements and on this site are based on a secured loan of $150,000 over a term of 25 years. WARNING: These comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

We're the Self-Employed Self-Employed Specialists.

Rate Money was founded on one principle: to make sure the Self-Employed get a fairer go with their home loans. And with over 50 years of combined experience and expertise, our founders continue to develop innovative ways to help other Self-Employed people get the finance they need to build their dreams and property portfolios. We would love to help you too.

No Risk Fees. No LMI. No False Promises. No Bandits.

You should be rewarded for being Self-Employed. Not punished. So we’ve got rid of ‘risk’ fees because you’re not risky. You’re brave. We got rid of Lender’s Mortgage Insurance (LMI) because why should you pay to insure a bank or other lender? And we’ll always be straight with you too. No wasting your time with false promises or gibberish. ‘Cause you’ve got a business to run.

Offering You More Flexibility than an Olympic Gymnast.

With access to funds from so many different sources (all of whom have different appetites for different property sectors), we work hard to make the finance work for you. Regardless of the type of property you’re interested in. Even if a bank has already said ‘no’. Which is what they tend to do right? Especially to the Self-Employed. But with Rate Money, you’re home.​

The Self-Employed often have more income than they think

Unlike the ‘4 big boys’ we consider ALL your income from a business point of view. These include things like:

  • Depreciation
  • Deductible interest
  • Extra super payments
  • Bonuses
  • Commission
  • Overtime
  • Rentals

The lot. Because the better your income looks to our funders, the better the deal we can offer you. So let’s begin.

Let’s get you the Home Loan you deserve

Better rates, service and respect are here waiting for you. And it all starts with a chat. So either send us a quick note below or call us today.

Call Rate Money

1300 936 668

 

NEW SOUTH WALES BRANCHES

North Sydney
02 9062 9500

The Hills
1300 942 220

Ryde
02 9800 9833

Sydney CBD
02 8880 9388

Sydney South East
1300 195 588

Parramatta
02 9680 9048

Liverpool
0402 326 716 

Fairfield
02 8111 5962

Penrith
02 4702 1399

Marrickville
0452 605 680

VICTORIAN BRANCHES

Balwyn
0405 917 973   

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03 9761 3030

North Melbourne
03 9492 0936

Bundoora
0452 591 511

West Melbourne
03 9448 8935

Epping
1800 215 626

Doncaster East
03 9492 0936

Caroline Springs
1300 936 668

Truganina
1300 429 263

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Tasmania
0439 797 747