High-density Areas

While other lenders shy away from certain suburbs and postcodes, especially if you’re Self-Employed, we’ll happily help you with the finance for homes or investment properties in these areas. With rates that’ll really make you smile.

Borrow up to 80%

Many of the big lenders have imposed lending ‘caps’ on certain suburbs (and even some postcodes). This is never publicised, of course. But it does severely limit your choices when buying a new home or investing in another property.

Thankfully, we have you covered. If you’re Self-Employed, you can borrow up to 80% of the property’s value in these areas. Meaning you need as little as just 20% deposit.

Plus we’ll make sure all your income is considered when assessing your borrowing power. 
This includes often overlooked income such as:

  • Depreciation
  • Deductible interest
  • Extra Super Payments
  • Bonuses
  • Commission
  • Overtime
  • Rentals

The lot. Because the better your income looks to our funders, the better the deal we can offer you.