Franchise your future,
with Rate Money
Backed by over $9 billion in settled loans and the reduction of clawbacks, you’ll have the tools and confidence to thrive. If you’re ready to advance your career and become part of an award-winning franchise, let’s talk!
Tap into potential,
with our Referral Partner Program
The self-employed and small-business-owner home loan market is very specialised. But it's also very lucrative. Every time you have to say 'No' to a self-employed or small-business-owner client, you let go of an excellent opportunity to earn revenue and build a valuable, long-term relationship.
Rate Money to Boost Training in 2025
Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…
Is renting and investing smarter than buying a home in Australia?
Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …
Ella Phillips, Branch Principal Parramatta
Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a r…
When I sought my first home loan as a self-employed individual, the process seemed complex and challenging when I spoke with a bank. A friend recommended I contact Rate Money. Speaking to the local Rate Money branch was life changing. Not only did they thoroughly understand my situation and guide me through the process, but they also didn’t charge a risk fee, making the experience seamless and straightforward. They saved me $15,000 in fees, but they also made the entire process so simple that I have since purchased another property through them.
Rate Money
Customer
When we decided to refinance our home loan to fund renovations and build a shed/workshop for our landscaping business, we faced numerous obstacles. Our existing home loan provider couldn’t offer a viable solution, leaving us uncertain about how to proceed. However, discovering Rate Money changed everything. They specialise in helping self-employed Australians, and they accepted our income declaration supported by an Accountant Letter as alternative income evidence. Thanks to Rate Money, we were able to complete our renovations, significantly enhancing the value of our home and boosting our business. We highly recommend Rate Money for their understanding and support when other providers fall short.
Rate Money
Customer
"Working with Money Rate has been a game-changer for us. Their innovative solutions have allowed us to offer our clients a truly seamless loan experience, giving us a competitive edge in the market. The collaboration has been nothing short of exceptional, and it's clear that Money Rate is committed to helping us succeed."
Rate Money
Referral Partner
Becoming a Rate Money franchisee has been incredibly rewarding. The retail branded offices have boosted our visibility. Continuous marketing support from Head Office has kept us relevant and top-of-mind for our partners and customers. The operations and compliance support ensures we remain on track. The new CRM system has been a game-changer – its ease of use has greatly improved our efficiency and customer engagement. The Evolution Sales Program has also been invaluable. The 26 week masterclass, conducted in small groups, has equipped me with essential sales tools. Overall, the support provided has driven significant growth and success.
Rate Money
Franchisee
I began my career as a mortgage broker and referral partner with Rate Money, and I was truly impressed by their tailored product solutions for the self-employed. The comprehensive support provided by Rate Money contributed significantly to the success of their branches. So, it was a natural step for me to become a franchisee. Since joining, my franchise has experienced remarkable growth, thanks to the exceptional backing and resources from Rate Money. Their commitment to innovation and support has been a key factor in my continued success.
Rate Money
Franchisee