Exclusive access to Full Doc Loans

Get the loan approval you deserve with our innovative loan products and policies.

Financials Up To Date?

Full Documentation loans are ideal for borrowers who are able to very their income with recent financials such as tax returns, in order to meet lending criteria. With Rate Money, get the added benefit of no application fees, no valuation fees, and no Lenders Mortgage Insurance (LMI) costs.

The Rate Money Advantage for Home Buyers

  • No application fees
  • No valuation fees
  • No LMI (up to 85% LVR)
  • Fast approvals
  • Tailored solutions for self-employed borrowers

Residential Full Doc Loans

  • Loan sizes up to $3.5M (80% LVR)
  • Up to 85% LVR with no LMI or risk fee
  • Unlimited cash-out
  • Debt & tax debt consolidation
  • Construction & off-the-plan options

Commercial Full Doc Loans

  • Up to $8M
  • Up to 80% LVR
  • SMSF options available
  • No ongoing fees
  • No annual reviews or revaluations

From simplified paperwork to fast approvals, we'll guide you every step of the way.

Live your dream, get in touch today.

Get In Touch

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR REPAYMENTS

Commercial Loans

Deliver a seamless loan experience that attracts self-employed clients and helps them grow with our bespoke Full Doc lending solutions.

Loans up 80% LVR

Loans up to $8m

Off the plan

Cash out available

Rates based on security

No ongoing fees

No annual reviews

No revaluation requirements

SMSF Available

On average, we get to ‘yes’ in just 2 days for conditional approval and 5 days for formal approval, supported by our streamlined services that make the entire process stress-free.

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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