Ready to buy?

Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

Branches

With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

5 Smart Ways To Improve Home Equity Faster
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5 Smart Ways To Improve Home Equity Faster

Building wealth through property starts with understanding how to build home equity effectively. For many Australian homeowners, especially self-emplo…

7 April 2026
Offset vs redraw: which saves you more?
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Offset vs redraw: which saves you more?

When it comes to paying off your home loan faster, two of the most common features Australians compare are an offset account and a redraw facility. Bo…

2 April 2026
Tips for Getting a Mortgage When You’re Self-Employed
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Tips for Getting a Mortgage When You’re Self-Employed

Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.

26 March 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.