The RBA has announced an increase to the official cash rate. We will be increasing interest rates across all variable rate products by 0.25%, more information coming soon.


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Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

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With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

What Is a Low Doc Home Loan (and Who Qualifies)?
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Insights

What Is a Low Doc Home Loan (and Who Qualifies)?

If you’re self-employed, a tradie, contractor, or small business owner, you’ve probably asked yourself: what is a low doc loan?

17 March 2026
How to navigate the end of your fixed-rate home loan
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Home Loan Hints

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

2 March 2026
How to Refinance Your Home Loan
Build Your Own Business With Rate Money-A4 Landscape
Insights

How to Refinance Your Home Loan

How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing loan terms, and fluctuations in …

23 February 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

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