The RBA has announced an increase to the official cash rate. We will be increasing interest rates across all variable rate products by 0.25%, more information coming soon!


Ready to buy?

Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

Branches

With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

How to Refinance Your Home Loan
Insights

How to Refinance Your Home Loan

How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing loan terms, and fluctuations in …

23 February 2026
Understanding Home Loan Pre-Approvals for Buyers
Insights

Understanding Home Loan Pre-Approvals for Buyers

For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel overwhelming. One tool that ca…

23 January 2026
Mortgage Terms Explained
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Mortgage Terms Explained

Buying a home or managing a mortgage can feel confusing, especially with so many unfamiliar terms. For self-employed people, tradies, and small busine…

14 January 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

Locate Branch

Locate Branch