Ready to buy?
Discover the Rate Money Advantage.
Ready to buy, invest,
or build your dream home?
At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!
If you’re ready to buy, select the purchase you’re interested in from the options below.
Get a handle on your finances and make your next move with confidence
Branches
With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away.
Latest news
5 Smart Ways To Improve Home Equity Faster
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5 Smart Ways To Improve Home Equity Faster
Building wealth through property starts with understanding how to build home equity effectively. For many Australian homeowners, especially self-emplo…
7 April 2026
Offset vs redraw: which saves you more?
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Offset vs redraw: which saves you more?
When it comes to paying off your home loan faster, two of the most common features Australians compare are an offset account and a redraw facility. Bo…
2 April 2026
Tips for Getting a Mortgage When You’re Self-Employed

Tips for Getting a Mortgage When You’re Self-Employed
Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.
26 March 2026