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Ready to buy?

Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

Branches

With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

Applying for a Home Loan? Here's Why You Should Check Your Credit Score First
A male and female couple checking credit score

Applying for a Home Loan? Here's Why You Should Check Your Credit Score First

If you're thinking about buying a home, refinancing, or investing, you're probably focused on things like saving a deposit, comparing interest rates, …

18 August 2026
Property Market Update | August 2026
Property Market Update August 26

Property Market Update | August 2026

Australia’s Housing Market Downturn Broadens Australia’s housing market weakened further in July, with the national dwelling values declining 0.7%, th…

14 August 2026
Franchisee In The Spotlight | Mike O'Malley
Full Doc Loans (2)-1

Franchisee In The Spotlight | Mike O'Malley

We are so pleased to announce our newest monthly series, Franchisee in the Spotlight.

14 August 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.