Ready to buy?

Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

Branches

With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

Our_branches_website_graphics (2)

Latest news

Industry Experts Gather at Rate Money's National SMSF Roadshow
In the news (1)

Industry Experts Gather at Rate Money's National SMSF Roadshow

Rate Money recently brought together brokers, advisers and investors for its National SMSF Roadshow, held across Brisbane, Sydney and Melbourne. The e…

7 July 2026
June 2026 Sydney Property Market Update
Untitled (851 x 400 px) (1)

June 2026 Sydney Property Market Update

Demand Softening in Sydney Across Australia, home values in the previous three months saw a slight increase of 0.6%. Regions like Brisbane, Adelaide, …

1 July 2026
What Is An Alt Doc Home Loan?
What is an alt doc home loan

What Is An Alt Doc Home Loan?

What Is an Alt Doc Home Loan (and Who Qualifies)?

22 June 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.