Is renting and investing smarter than buying a home in Australia?
Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live in, or do I rent and invest I property?”
Three steps to help self-employed clients avoid or navigate arrears
A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with small businesses facing these issues at three time …
How Self-Employed Australians Can Avoid Mortgage Stress
Unsurprisingly, self-employed Australians are feeling the relentless squeeze of rising cost-of-living pressures, which threaten their financial stability and business survival. The relentless burdens …
Navigate your mortgage repayments with confidence
Managing mortgage repayments can feel overwhelming at times. But fear not; our top tips are designed to empower you to take control of your home loan.
Offset Account vs. Redraw Facility: Choosing What’s Best for You
Borrowers are often presented with various financial options in home loans that can help them save money and manage their repayments more effectively. When you take out a home loan, you have several d …
How to navigate the end of your fixed-rate home loan
Navigating the end of a fixed-rate mortgage can be stressful, but with Rate Money by your side, you won’t have to face it alone.
Variable vs Fixed Rate Home Loan
It’s finally happened. The Reserve Bank of Australia (RBA) has raised the official cash rate for the first time in more than a decade in response to Australia’s rising inflation rate.
NDIS Investment Loans
First things first. Just what is the NDIS? The NDIS, or National Disability Insurance Scheme, is a scheme introduced by the Australian government to provide support to people with disabilities, their …