rbaThe RBA has announced a reduction to the official cash rate. We will be reducing interest rates across all variable rate products by 0.25%, more information coming soon!

Ready to refinance?

 

 

 

 

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

austalia

Latest news

Understanding Home Loan Pre-Approvals for Buyers
Insights

Understanding Home Loan Pre-Approvals for Buyers

For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel overwhelming. One tool that ca…

23 January 2026
Mortgage Terms Explained
good-faces-Mff42ssF9XE-unsplash-2

Mortgage Terms Explained

Buying a home or managing a mortgage can feel confusing, especially with so many unfamiliar terms. For self-employed people, tradies, and small busine…

14 January 2026
Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Experienced financial advisory team from Rate Money.
Rate Money News

Rate Money To Shake Up Commercial Property Lending Market | Rate Money

Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…

20 March 2025

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

Locate Branch

Locate Branch