Ready to refinance?

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

austalia

Latest news

Rate Money celebrates $10 billion in loans milestone

Rate Money celebrates $10 billion in loans milestone

Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This rem…

14 March 2025
Proud to be Recognised as a Top Place to Work!

Proud to be Recognised as a Top Place to Work!

At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…

14 February 2025
Rate Money to Boost Training in 2025
Rate-Money-Credit-Training

Rate Money to Boost Training in 2025

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…

13 December 2024

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.