The RBA has announced an increase to the official cash rate. We will be increasing interest rates across all variable rate products by 0.25%, effective from 27 March 2026.

Ready to refinance?

 

 

 

 

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

austalia

Latest news

Tips for Getting a Mortgage When You’re Self-Employed
pexels-ekrulila-32416013
Insights

Tips for Getting a Mortgage When You’re Self-Employed

Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.

26 March 2026
What Is an Alt Doc Home Loan (and Who Qualifies)?
AdobeStock_330655653
Insights

What Is an Alt Doc Home Loan (and Who Qualifies)?

If you’re self-employed, a tradie, contractor, or small business owner, you’ve probably asked yourself: what is an Alt doc loan?

17 March 2026
How to navigate the end of your fixed-rate home loan
Website Images - Landscape (1)
Home Loan Hints

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

2 March 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

Locate Branch

Locate Branch