Ready to refinance?
Discover the Rate Money Advantage.
We provide flexible refinancing options tailored to your unique financial needs.
Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.
If you’re ready to buy, select the purchase you’re interested in from the options below.
Get a handle on your finances and make your next move with confidence
Our Branches
With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away.
Latest news
Mortgage Terms Explained

Mortgage Terms Explained
Buying a home or managing a mortgage can feel confusing, especially with so many unfamiliar terms. For self-employed people, tradies, and small busine…
14 January 2026
Rate Money To Shake Up Commercial Property Lending Market | Rate Money

Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…
20 March 2025
Celebrating 10 Billion In Loans Milestone | Rate Money

Celebrating 10 Billion In Loans Milestone | Rate Money
Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This rem…
14 March 2025