The RBA has announced an increase to the official cash rate. We will be increasing interest rates across all variable rate products by 0.25%, more information coming soon!

Ready to refinance?

 

 

 

 

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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Latest news

How to navigate the end of your fixed-rate home loan
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Home Loan Hints

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

2 March 2026
How to Refinance Your Home Loan
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Insights

How to Refinance Your Home Loan

How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing loan terms, and fluctuations in …

23 February 2026
Understanding Home Loan Pre-Approvals for Buyers
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Understanding Home Loan Pre-Approvals for Buyers

For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel overwhelming. One tool that ca…

23 January 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

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Locate Branch