Ready to refinance?
Discover the Rate Money Advantage.
We provide flexible refinancing options tailored to your unique financial needs.
Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.
If you’re looking to refinance, select the relevant option below to learn more.
Get a handle on your finances and make your next move with confidence
Our Branches
With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away.
Latest news
You've Started a Business. Do You Need to Wait for a Home Loan?

You've Started a Business. Do You Need to Wait for a Home Loan?
Starting your own business is a major achievement, but many new business owners assume it means putting their property plans on hold.
6 November 2026
Chris Paterson Joins Rate Money to Lead Sales & Distribution

Chris Paterson Joins Rate Money to Lead Sales & Distribution
Rate Money has appointed Chris Paterson as Head of Sales & Distribution, strengthening its leadership team as the lending specialist continues to …
30 October 2026
Tradies, Here's How to Get Your Home Loan Approved
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Tradies, Here's How to Get Your Home Loan Approved
Building a Business and Looking to Purchase a Home?
1 October 2026
