Ready to refinance?

 

 

 

 

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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Latest news

Mortgage Terms Explained
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Mortgage Terms Explained

Buying a home or managing a mortgage can feel confusing, especially with so many unfamiliar terms. For self-employed people, tradies, and small busine…

14 January 2026
Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Experienced financial advisory team from Rate Money.

Rate Money To Shake Up Commercial Property Lending Market | Rate Money

Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…

20 March 2025
Celebrating 10 Billion In Loans Milestone | Rate Money
Happy Rate Money team celebrating a successful of helping self-employed Australians secure home loans.

Celebrating 10 Billion In Loans Milestone | Rate Money

Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This rem…

14 March 2025

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.