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Ready to refinance?

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re looking to refinance, select the relevant option below to learn more.

Get a handle on your finances and make your next move with confidence

LOAN CALCULATORS

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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Latest news

You've Started a Business. Do You Need to Wait for a Home Loan?
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You've Started a Business. Do You Need to Wait for a Home Loan?

Starting your own business is a major achievement, but many new business owners assume it means putting their property plans on hold.

6 November 2026
Chris Paterson Joins Rate Money to Lead Sales & Distribution
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Chris Paterson Joins Rate Money to Lead Sales & Distribution

Rate Money has appointed Chris Paterson as Head of Sales & Distribution, strengthening its leadership team as the lending specialist continues to …

30 October 2026
Tradies, Here's How to Get Your Home Loan Approved
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Tradies, Here's How to Get Your Home Loan Approved

Building a Business and Looking to Purchase a Home?

1 October 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.