Ready to Buy?

Residential Loans

Discover the Rate Money Advantage.

Ready to buy a new family home?

Buying a new home can be challenging, but we’ve made financing simpler, easier, and more flexible for self-employed Aussies—even if the big banks have turned you down!

With borrowing capacity up to $5 million and loans available with deposits as low as 2%, our self-employed loan experts are here to help you unlock the potential of your income and find the perfect solution to make your dream home a reality.

The Rate Money Advantage for

Home Buyers

  • Flexible Alt Doc and Full Doc loan options for self-employed buyers
  • No risk, application or valuation fees
  • Expert support tailored to your financial goals
  • Loans up to 98% LVR
  • Competitive, market-leading interest rates 

From simplified paperwork to fast approvals, we’ll guide you every step of the way.

Live your dream — get in touch today. 

Enquire Now

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR REPAYMENTS

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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Latest news

What Is An Alt Doc Home Loan?
What is an alt doc home loan

What Is An Alt Doc Home Loan?

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8 June 2026