Be Your Own Boss

Awards-2026

Join Australia's Award Winning Mortgage Franchise

Franchise with a fast-growing and proven model

Help two million self-employed Australians get the home loans they deserve, while growing your own business; backed by a national brand and collaborative network.

Stand out.  Scale fast.  Act now.

Your Business In A Box

Your Marketing Edge

Leverage the strong brand and market presence of Rate Money to boost credibility and help you win more business.

Local Area Marketing

Our team and wider network are here to support you in building recognition in your local area. From community engagement to local advertising and sponsorships, we're here to guide you through the process.

Signage

From initial design to seamless installation, we handle every aspect. Once you've selected your site, we guide you effortlessly through the signage process to attain an office your customers and staff will appreciate.

Digital Marketing

We don't just focus on our corporate social channels; we create content for you to grow your own brand online as well as set up and enhance your Google My Business page.

Events

Interested in participating in local events, trade shows, and expos? Look no further. We provide comprehensive support, ensuring you stand out.

Merchandise & Print Collateral

Acquire all your essential marketing materials from our convenient online merchandise store, promptly delivered to your doorstep. Ensure you never attend meetings empty-handed as we offer personalised collateral that leave a lasting impression.

EDMs

Monthly, we send an Electronic Direct Mail (EDM) to your referrers, providing comprehensive updates on our latest offers and product solutions.

Website

We create a web page just for you on our main website to showcase you.

Grow your local presence with Rate Money behind you.

Hear From Existing Franchisees

A team with passion

Fiona | Rate Money Ryde

Community and belonging

Geoff | Rate Money Frankston

Message from CEO

Future franchisee,

We are thrilled about your interest in exploring the dynamic world of finance and mortgages. At Rate Money, we empower the self-employed with the fair go they deserve.

By joining us, you're making a meaningful impact on Australians' financial futures – including transforming your own. It's a rapidly growing sector that's full of opportunity. We're excited about bringing your talents to our team and embarking on this rewarding path together.

Sincerely,
Ryan Gair
CEO

Message from CEO

Let’s Build Something Great

Mockup 4

Build your own business with the backing of a proven national brand.

Rate Money gives franchise owners the systems, support and brand strength needed to grow faster and serve self‑employed clients more effectively. The demand for specialist brokers continues to rise across Australia, creating a strong opportunity for brokers who want to grow their own branch with the right support behind them.

Download the Franchise Pack

Champions image

Will you be the champion who provides it?

Our business is about people, and we take the time to acknowledge everyone’s hard work, dedication, and achievements. 

Our pinnacle event is the Rate Money Annual Convention where the network comes together to build relationships, share ideas, and celebrate success. 


Own your own business with real support

When you join Rate Money, you join our network of branches, each owned and operated by self-employed people like you. Our supportive community of franchisees means collaboration, not competition.

Unlock your potential
with Rate Money

Rate Money is one of the fastest-growing home loan specialists in Australia, attracting both new and established businesses due to our unmatched expertise in self-employed lending and our commitment to franchisee success.

Become a Rate Money franchisee today!

Franchise Enquiry

Our Branch Locations

Franchise News

The latest news for those wanting to become a franchisee.

Rate Money Debuts in WA with New Cannington Branch
Full Doc Loans (2)
Media Release

Rate Money Debuts in WA with New Cannington Branch

Rate Money is excited to announce its expansion into Western Australia with the opening of a new branch in Cannington. This marks another important mi…

2 June 2026
Rate Money Named Finalist at 2026 MFAA Excellence Awards
MFAA Excellence awards
Media Release

Rate Money Named Finalist at 2026 MFAA Excellence Awards

Rate Money is proud to be named a finalist for the Mortgage Manager Award at the 2026 MFAA Excellence Awards.

19 May 2026
Rate Money Expands Into Adelaide With New Adelaide Central Branch
Adelaide Central (1)
Media Release

Rate Money Expands Into Adelaide With New Adelaide Central Branch

Rate Money is excited to announce its expansion into South Australia with the launch of Adelaide Central, led by experienced franchise partner Varinde…

6 April 2026