We say ‘yes’
with less stress
We're dedicated to supporting Australia's self-employed with tailored home loan solutions that put you first. With no unnecessary fees and a wide range of loan options, we make the complex simple.
Join thousands of self-employed Australians who trust Rate Money to help them grow.
Experience the benefits of expert knowledge, tailored options, and stress-free approvals today!
Get In Touch
Call Us
Speak with a loan specialist
1300 936 668
Email Us
Get a response within 24 hours
Visit a Branch
40 branches across Australia
Find your nearest branch
Why Choose Rate Money?
We're not just another lender. We're specialists in helping Australians achieve their property goals with tailored solutions and genuine support.
Expert advice for self-employed borrowers
No unnecessary fees or hidden costs
Fast approvals - often within 24-48 hours
Tailored loan solutions for your situation
5Award-winning service and support
Office Hours
Monday - Friday: 9:00am - 5:00pm
Saturday: 10:00am - 2:00pm
Sunday: Closed
Phone Support
Available during office hours
1300 936 668
Email Support
Response within 24 hours
Sunday: Closed
Frequently Asked Questions
Yes absolutely, we specialise in lending to the self-employed and can accept alternative documentation like BAS statements, business account statements, or an accountant’s declaration instead of tax returns. We even offer specific loan strategies for businesses with ABNs as young as 12 months.
We pride ourselves on speed and efficiency, with approvals often achieved within just 24 to 48 hours once we have your documents.
While our rates are competitive for specialist lending, we actively beat competitors on upfront costs by charging no application fees, no valuation fees, and no risk fees on many of our products.