More choices.
Less red tape.

Get to ‘yes’ with less stress with our innovative Alt Doc tailored solutions.

Alt-Doc Loans For The Self-Employed

“As the first to market with Alt Doc no-risk fee options, we’re at the forefront of helping self-employed Australian's with their home loans.

Alternative Documentation loans are designed for individuals who don’t have standard income documents like recent tax returns. Instead, they can verify income through bank statements, BAS statements, or an accountant’s declaration. These are also known as Low Doc loans, catering to non-traditional income earners.

The Rate Money Advantage for Home Buyers

  • Purchase, refinance and cash out available
  • Construction, off-the-plan and vacant land options
  • Short term ABN accepted
  • No application or valuation fees
  • Fast approvals

Residential Alt Doc Loans

  • Up to $3.5M at 80% LVR
  • No LMI and no risk fee at 80%
  • Unlimited cash out
  • Debt and tax debt consolidation
  • Impaired credit options available

Commercial Alt Doc Loans

  • Up to 80% LVR
  • Loan sizes up to $6M
  • Self declaration and exit strategy only
  • No ongoing fees or annual reviews
  • SMSF available

From simplified paperwork to fast approvals, we'll guide you every step of the way.

Live your dream, get in touch today.

Get In Touch

Get a handle on your finances and make your next move with confidence

LOAN CALCULATORS

Commercial Loans

We specialise in helping the self-employed with an extensive range of Alt doc options, meaning they have more choices and you can secure financing for more of your clients.

Loans up 80% LVR

Loans up to $6m

Residual Stock

Vacant Land

Off the plan

Cash out available

Rates based on security

Short Term ABN

Self Dec & Exit Strategy Only

No ongoing fees

No annual reviews

No revaluation requirements

SMSF Available

On average, we get to ‘yes’ in just 2 days for conditional approval and 5 days for formal approval, supported by our streamlined services that make the entire process stress-free.

Our Branches

With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away. 

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