Alt Doc Solutions
Up to $12.5 million exposure Construction & off-the-plan No App fee, No Val fee, No Risk Fee No clawbacks Unlimited debt & tax debt consolidation Unlimited cashout
Full Doc Solutions
Up to $17.5 million exposure 1-year tax return & NOA/Accountant letter 40-year loan terms Up to 95% rental income used
Rate Money is growing & we want you to grow with us.
Since 2019, we’ve opened 38 branches across Australia, with more to come, and settled billions of dollars in home loans for thousands of self-employed Aussies. But we’ve got even bigger plans. Australia is home to more than 2 million self-employed people, meaning thousands of potential clients are looking for a mortgage designed for them.
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Will you be the champion who provides it?
Our share-of-market, loan book, team and reputation as Australia’s self-employed loan specialist continue to grow, and we’re looking for a select number of franchisees to join us. By becoming a Rate Money franchisee, you can grow your career, build your business, and claim your piece of a lucrative market.
"Becoming a Rate Money franchisee has been incredibly rewarding. The retail branded offices have boosted our visibility. Continuous marketing support from the Head Office has kept us relevant and top of mind for our partners and customers. The operations and compliance support ensure we remain on track."
Rate Money
Franchisee
"The new CRM system has been a game-changer — its ease of use has greatly improved our efficiency and customer engagement. The Evolution Sales Program has also been invaluable. The overall support has driven significant growth and success."
Rate Money
Franchisee
"I began my career as a referral partner with Rate Money and was truly impressed by their tailored product solutions for the self-employed. It was a natural step for me to become a franchisee. Since joining, my franchise has experienced remarkable growth thanks to exceptional backing and resources from Rate Money. Their commitment to innovation and support has been key to my continued success."
Rate Money
Franchisee
Ryan Gair
17 years experience within the mortgage industry including state sales manager at AFM, general manager of RAMS franchise for 6 years, and a RAMS franchisee for 3 years, as well as being one of the highest performing branches in the RAMS network.
Glenn Maynard
25 years’ experience as self-employed within the mortgage industry, owner of The Mortgage Store for 10 years, Founder and Non-Executive Director of Think Tank Group ongoing for the past 17 years, Director of the Artisan Finance ongoing for the past 14 years as well as a RAMS franchisee for 5 years.
Luke Sheales
24 years’ experience in mortgage lending including roles as State Manager at Access Home Loans, State Manager of e-Choice, National Sales Manager at Mortgage House, Associated to the MFAA as well as a RAMS franchisee for 8 years.
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Standing out in the mortgage industry can be challenging, but our franchisees have the essential tools to thrive and grow as professionals at Rate Mon…
Branches now averaging $9m/mth
The remarkable rise of Rate Money is showing no signs of slowing down. Each branch is now settling an average of $9m monthly, with new branches contin…