Ready to Buy?
Construction Loans
Discover the Rate Money Advantage.
Ready to build your dream home?
Designed to remove common obstacles and make your construction dreams a reality, Elevate Construction loans offer flexibility, affordability, and fewer hoops to jump through.
Whether you’re planning a new build or a major renovation, we have a tailored loan solution for you. And if you don’t have all your financials on hand, our Alt Doc options allow you to provide less documentation while still qualifying for a competitive loan.
The Rate Money Advantage for
Construction
- Market-leading interest rates
- No hidden fees
- Extended 30-year term with an additional 18-month construction period
- Loan amounts up to $1.5 million for larger projects
- Green discount (.20%) for energy-efficient homes that meet NatHERS 7-star standards or higher
We guide you through every step of the construction loan process — from application to approval — ensuring you can focus on building your dream build, not on paperwork.