Expert hints
and tips

Catch up on the latest insights from Rate Money — your self-employed home loan specialists.

Rate Money to shake up commercial property lending market

Rate Money to shake up commercial property lending market

Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and services into the commercial property lending secto …

20 March 2025
Rate Money celebrates $10 billion in loans milestone

Rate Money celebrates $10 billion in loans milestone

Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This remarkable milestone was announced at Rate Money’s an …

14 March 2025
Proud to be Recognised as a Top Place to Work!

Proud to be Recognised as a Top Place to Work!

At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrilled to share that we’ve been awarded the prestigious …

14 February 2025
Rate Money to Boost Training in 2025
Rate-Money-Credit-Training

Rate Money to Boost Training in 2025

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit training program and additional specialist training …

13 December 2024
2024 Global Top 100 Mortgage Professionals
Rate-Money-Ryan-Gair

2024 Global Top 100 Mortgage Professionals

Rate Money CEO recognised as a Global Top 100 Mortgage Professional Rate Money CEO, Ryan Gair, has been honored as a Global Top 100 Mortgage Professional for 2024 by Mortgage Professional Australia. T …

5 December 2024
Is renting and investing smarter than buying a home in Australia?

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live in, or do I rent and invest I property?”

29 October 2024
Ella Phillips, Branch Principal Parramatta

Ella Phillips, Branch Principal Parramatta

Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a return to university for journalism, Rate Money CEO …

23 October 2024
Three steps to help self-employed clients avoid or navigate arrears

Three steps to help self-employed clients avoid or navigate arrears

A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with small businesses facing these issues at three time …

17 October 2024
Mike O’Malley, Branch Principal, Sydney CBD

Mike O’Malley, Branch Principal, Sydney CBD

As the principal of the Sydney CBD Rate Money branch since 2020, Michael O’Malley is passionate about building long-term relationships with his clients. With years of experience serving the self-emplo …

8 October 2024