Expert hints
and tips

Catch up on the latest insights from Rate Money — your self-employed home loan specialists.

5 Smart Ways To Improve Home Equity Faster

Building wealth through property starts with understanding how to build home equity effectively. For many Australian hom …

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7 April 2026

Offset vs redraw: which saves you more?

When it comes to paying off your home loan faster, two of the most common features Australians compare are an offset acc …

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2 April 2026

Tips for Getting a Mortgage When You’re Self-Employed

Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.

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26 March 2026

What Is an Alt Doc Home Loan (and Who Qualifies)?

If you’re self-employed, a tradie, contractor, or small business owner, you’ve probably asked yourself: what is an Alt d …

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17 March 2026

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fix …

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2 March 2026

How to Refinance Your Home Loan

How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing lo …

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23 February 2026

Understanding Home Loan Pre-Approvals for Buyers

For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel …

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23 January 2026

Mortgage Terms Explained

Buying a home or managing a mortgage can feel confusing, especially with so many unfamiliar terms. For self-employed peo …

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14 January 2026

Rate Money To Shake Up Commercial Property Lending Market | Rate Money

Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of it …

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20 March 2025