Believe in yourself, work hard and success will follow
Ryan Gair, CEO and Director of Rate Money, a leading Australian specialist with 21 years of mortgage industry experience.

Believe in yourself, work hard and success will follow

Recently, Rate Money CEO Ryan Gair sat down with Broker Magazine to discuss how Rate Money was created and the key ingredients that have helped achieve its growth trajectory and sustained success. You …

30 September 2024
Refinancing for Tax Debt Consolidation
Cars being serviced inside a busy mechanic's garage.

Refinancing for Tax Debt Consolidation

Tax Debt Consolidation & Business Reinvestment As I reflect on the end of the financial year, I think it is important for our partners to be informed of critical financial strategies that could he …

11 June 2024
How the 2024 Federal Budget impacts the self-employed
A person at a desk managing finances using a tablet with a budget spreadsheet.

How the 2024 Federal Budget impacts the self-employed

The 2024 Federal Budget proposes new measures that could significantly benefit self-employed individuals. I’ve broken down a few announcements, focusing on property, as that is the current hot topic i …

15 May 2024
Dream builds, realised here
Couple consulting on financial plans and reviewing home plans.

Dream builds, realised here

I am pleased to introduce our new construction product, Elevate Construction, part of our Elevate product suite. Elevate Construction is a game-changer that reinvigorates Australia’s residential const …

30 April 2024
3 Top Tips To Grow Your Mindset
Woman with glasses working intently on her laptop, managing her business finances.

3 Top Tips To Grow Your Mindset

In the mortgage industry, having a growth mindset is key. It helps turn challenges into opportunities, which is crucial for keeping up with market changes. Here are our best tips for moving from a fix …

1 March 2024
Turn Tax Season Challenges into Opportunities
Couple reviewing tax documents at home.

Turn Tax Season Challenges into Opportunities

Tax season can be daunting, but it doesn’t have to be a source of dread. Our solution for our franchisees and referral partners is designed to help their clients, making tax season more manageable for …

21 February 2024
How to maximise your cash flow during tax season
Tradesman wearing safety gear, working on equipment in a workshop.

How to maximise your cash flow during tax season

Tax season can be stressful and overwhelming. At Rate Money, we understand that. We can help you maximise your cash flow and avoid unnecessary interest charges.

13 July 2023
5 challenges mortgage holders will face in 2023

5 challenges mortgage holders will face in 2023

“We’ll see first home buyers who tried to outbid investors reach their absolute limit with loan repayments and likely face mortgage stress. Among the self-employed, cash flow will be one of their bigg …

6 December 2022
‘Serious repercussions’ for RBA in 2023

‘Serious repercussions’ for RBA in 2023

In the next few years, Australians will feel the pinch of the housing supply crunch, rising interest rates and inflation, the rental crisis, and loan serviceability.

28 November 2022