Rate Money was founded by a team of experienced mortgage professionals to support self-employed business owners with their financing needs which can sometimes be more complex than other borrower types.

We think outside the box and remove the restriction of old school bank ideology to support their plans and aspirations, whether for home ownership, property investing, commercial property, purchasing via self-managed superannuation or other financing needs.
Rate Money has a team of specialist advisors, experienced in understanding the dynamics and challenges of business owners. We are experts at reading and analysing business financials and looking beyond the numbers. Many are self-employed and have a depth of knowledge and empathy greater than advisors from the banks and other financial institutions.
We have a range of tailored solution-driven loans for the self-employed including alternative documentation loans that do not require full financials and tax returns. Your income can be verified using other supporting information that may be more current, providing a clearer assessment of your ability to borrow.