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Catch up on the latest insights from Rate Money — your self-employed home loan specialists.

Latest Articles

Rate Money to Boost Training in 2025
Rate-Money-Credit-Training

Rate Money to Boost Training in 2025

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…

13 December 2024
Is renting and investing smarter than buying a home in Australia?

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …

29 October 2024
Ella Phillips, Branch Principal Parramatta

Ella Phillips, Branch Principal Parramatta

Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a r…

23 October 2024
Three steps to help self-employed clients avoid or navigate arrears

Three steps to help self-employed clients avoid or navigate arrears

A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with …

17 October 2024
Mike O’Malley, Branch Principal, Sydney CBD

Mike O’Malley, Branch Principal, Sydney CBD

As the principal of the Sydney CBD Rate Money branch since 2020, Michael O’Malley is passionate about building long-term relationships with his client…

8 October 2024
Ben Brown, Branch Principal, Cremorne

Ben Brown, Branch Principal, Cremorne

At the heart of Rate Money's commitment to building a home for Australia’s self-employed community is @Ben Brown, a seasoned financial expert and bran…

4 October 2024
Believe in yourself, work hard and success will follow

Believe in yourself, work hard and success will follow

Recently, Rate Money CEO Ryan Gair sat down with Broker Magazine to discuss how Rate Money was created and the key ingredients that have helped achiev…

30 September 2024
How Self-Employed Australians Can Avoid Mortgage Stress

How Self-Employed Australians Can Avoid Mortgage Stress

Unsurprisingly, self-employed Australians are feeling the relentless squeeze of rising cost-of-living pressures, which threaten their financial stabil…

19 July 2024
Refinancing for Tax Debt Consolidation

Refinancing for Tax Debt Consolidation

Tax Debt Consolidation & Business Reinvestment As I reflect on the end of the financial year, I think it is important for our partners to be infor…

11 June 2024
How the 2024 Federal Budget impacts the self-employed

How the 2024 Federal Budget impacts the self-employed

The 2024 Federal Budget proposes new measures that could significantly benefit self-employed individuals. I’ve broken down a few announcements, focusi…

15 May 2024
Dream builds, realised here

Dream builds, realised here

I am pleased to introduce our new construction product, Elevate Construction, part of our Elevate product suite. Elevate Construction is a game-change…

30 April 2024
3 Top Tips To Grow Your Mindset

3 Top Tips To Grow Your Mindset

In the mortgage industry, having a growth mindset is key. It helps turn challenges into opportunities, which is crucial for keeping up with market cha…

1 March 2024
Turn Tax Season Challenges into Opportunities

Turn Tax Season Challenges into Opportunities

Tax season can be daunting, but it doesn’t have to be a source of dread. Our solution for our franchisees and referral partners is designed to help th…

21 February 2024
3 Reasons Rate Money Franchisees Stand Out From The Crowd

3 Reasons Rate Money Franchisees Stand Out From The Crowd

Standing out in the mortgage industry can be challenging, but our franchisees have the essential tools to thrive and grow as professionals at Rate Mon…

8 February 2024
Navigate your mortgage repayments with confidence

Navigate your mortgage repayments with confidence

Managing mortgage repayments can feel overwhelming at times. But fear not; our top tips are designed to empower you to take control of your home loan.

4 August 2023