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5 Smart Ways To Improve Home Equity Faster
Building wealth through property starts with understanding how to build home equity effectively. For many Australian homeowners, especially self-emplo…
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Offset vs redraw: which saves you more?
When it comes to paying off your home loan faster, two of the most common features Australians compare are an offset account and a redraw facility. Bo…
Tips for Getting a Mortgage When You’re Self-Employed
Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.
What Is an Alt Doc Home Loan (and Who Qualifies)?
If you’re self-employed, a tradie, contractor, or small business owner, you’ve probably asked yourself: what is an Alt doc loan?
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How to navigate the end of your fixed-rate home loan
Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…
How to Refinance Your Home Loan
How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing loan terms, and fluctuations in …
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Understanding Home Loan Pre-Approvals for Buyers
For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel overwhelming. One tool that ca…
Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…
Proud To Be Recognised As A Top Place To Work | Rate Money
At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…
Rate Money To Boost Training In 2025 | Rate Money
Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…
2024 Global Top 100 Mortgage Professionals | Rate Money
Rate Money CEO recognised as a Global Top 100 Mortgage Professional Rate Money CEO, Ryan Gair, has been honored as a Global Top 100 Mortgage Professio…
Is renting and investing smarter than buying a home in Australia?
Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …
Ella Phillips Branch Principal Parramatta | Rate Money
Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a r…
Three steps to help self-employed clients avoid or navigate arrears
A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with …
Mike O’Malley, Branch Principal, Sydney CBD
As the principal of the Sydney CBD Rate Money branch since 2020, Michael O’Malley is passionate about building long-term relationships with his client…
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