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Catch up on the latest insights from Rate Money — your self-employed home loan specialists.
Latest Articles
Rate Money to Boost Training in 2025
Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…
Is renting and investing smarter than buying a home in Australia?
Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …
Ella Phillips, Branch Principal Parramatta
Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a r…
Three steps to help self-employed clients avoid or navigate arrears
A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with …
Mike O’Malley, Branch Principal, Sydney CBD
As the principal of the Sydney CBD Rate Money branch since 2020, Michael O’Malley is passionate about building long-term relationships with his client…
Ben Brown, Branch Principal, Cremorne
At the heart of Rate Money's commitment to building a home for Australia’s self-employed community is @Ben Brown, a seasoned financial expert and bran…
Believe in yourself, work hard and success will follow
Recently, Rate Money CEO Ryan Gair sat down with Broker Magazine to discuss how Rate Money was created and the key ingredients that have helped achiev…
How Self-Employed Australians Can Avoid Mortgage Stress
Unsurprisingly, self-employed Australians are feeling the relentless squeeze of rising cost-of-living pressures, which threaten their financial stabil…
Refinancing for Tax Debt Consolidation
Tax Debt Consolidation & Business Reinvestment As I reflect on the end of the financial year, I think it is important for our partners to be infor…
How the 2024 Federal Budget impacts the self-employed
The 2024 Federal Budget proposes new measures that could significantly benefit self-employed individuals. I’ve broken down a few announcements, focusi…
Dream builds, realised here
I am pleased to introduce our new construction product, Elevate Construction, part of our Elevate product suite. Elevate Construction is a game-change…
3 Top Tips To Grow Your Mindset
In the mortgage industry, having a growth mindset is key. It helps turn challenges into opportunities, which is crucial for keeping up with market cha…
Turn Tax Season Challenges into Opportunities
Tax season can be daunting, but it doesn’t have to be a source of dread. Our solution for our franchisees and referral partners is designed to help th…
3 Reasons Rate Money Franchisees Stand Out From The Crowd
Standing out in the mortgage industry can be challenging, but our franchisees have the essential tools to thrive and grow as professionals at Rate Mon…
Navigate your mortgage repayments with confidence
Managing mortgage repayments can feel overwhelming at times. But fear not; our top tips are designed to empower you to take control of your home loan.