Rate Money,
Geelong Branch

Our Story… so far

Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.

As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

Rate_Money_Mandeep_Singh

Branch Principal

Mandeep Singh

"Home loans that work as hard as you do, designed for the self-employed."

PHONE 0434 004 900

Rate_Money_Ranjeet_Singh

Branch Principal

Ranjeet Singh

“Empowering self-employed Aussies with home loans built around real-life, not red tape.”

PHONE 0434 004 900

Geelong Branch

Suite 8, Level 1, 23-31 Gheringhap Street Geelong VIC 3220

Rate Money,
Geelong

Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve. 

Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.

Why Rate Money?

We’re driven by three core values that guide everything we do:

Grit

Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.

Evolve

As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.

One Team

Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.

...and do the right thing, always!