Ryan Gair

Ryan Gair

21 years experience within the mortgage industry including state sales manager at AFM, general manager of RAMS franchise for 6 years, and a RAMS franchisee for 3 years, as well as being one of the highest performing branches in the RAMS network.

Posts by Ryan Gair

Navigate your mortgage repayments with confidence

Managing mortgage repayments can feel overwhelming at times. But fear not; our top tips are designed to empower you to t …

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4 August 2023

Offset Account vs. Redraw Facility: Choosing What’s Best for You

Borrowers are often presented with various financial options in home loans that can help them save money and manage thei …

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27 July 2023

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can be stressful, but with Rate Money by your side, you won’t have to face i …

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20 July 2023

How to maximise your cash flow during tax season

Tax season can be stressful and overwhelming. At Rate Money, we understand that. We can help you maximise your cash flow …

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13 July 2023

5 challenges mortgage holders will face in 2023

“We’ll see first home buyers who tried to outbid investors reach their absolute limit with loan repayments and likely fa …

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6 December 2022

‘Serious repercussions’ for RBA in 2023

In the next few years, Australians will feel the pinch of the housing supply crunch, rising interest rates and inflation …

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28 November 2022

Rate Money settles $4 billion in loans in three years

Rate Money has reached an impressive milestone – settling $4 billion in home loan settlements since its launch three yea …

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26 November 2022

Seven Network’s Modern Business Australia

It was great to sit down for Seven Network‘s Modern Business Australia to talk about how we can help self-employed Austr …

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25 November 2022