Ryan Gair

Ryan Gair

Posts by Ryan Gair
Offset Account vs. Redraw Facility: Choosing What’s Best for You

Offset Account vs. Redraw Facility: Choosing What’s Best for You

Borrowers are often presented with various financial options in home loans that can help them save money and manage their repayments more effectively. When you take out a home loan, you have several d …

27 July 2023
How to navigate the end of your fixed-rate home loan

How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can be stressful, but with Rate Money by your side, you won’t have to face it alone.

20 July 2023
How to maximise your cash flow during tax season

How to maximise your cash flow during tax season

Tax season can be stressful and overwhelming. At Rate Money, we understand that. We can help you maximise your cash flow and avoid unnecessary interest charges.

13 July 2023
5 challenges mortgage holders will face in 2023

5 challenges mortgage holders will face in 2023

“We’ll see first home buyers who tried to outbid investors reach their absolute limit with loan repayments and likely face mortgage stress. Among the self-employed, cash flow will be one of their bigg …

6 December 2022
‘Serious repercussions’ for RBA in 2023

‘Serious repercussions’ for RBA in 2023

In the next few years, Australians will feel the pinch of the housing supply crunch, rising interest rates and inflation, the rental crisis, and loan serviceability.

28 November 2022
Rate Money settles $4 billion in loans in three years

Rate Money settles $4 billion in loans in three years

Rate Money has reached an impressive milestone – settling $4 billion in home loan settlements since its launch three years ago.

26 November 2022
Seven Network’s Modern Business Australia

Seven Network’s Modern Business Australia

It was great to sit down for Seven Network‘s Modern Business Australia to talk about how we can help self-employed Australians get into the property market.

25 November 2022