Ready to buy?

Discover the Rate Money Advantage.

Ready to buy, invest,
or build your dream home?

At Rate Money, we offer a wide range of loan solutions designed specifically to help self-employed Aussies turn their property dreams into reality!

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

Branches

With 40 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

How to navigate the end of your fixed-rate home loan
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How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

2 March 2026
How to Refinance Your Home Loan
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How to Refinance Your Home Loan

How to Refinance Your Home Loan If you’re considering refinancing, you are not alone. Rising interest rates, changing loan terms, and fluctuations in …

23 February 2026
Understanding Home Loan Pre-Approvals for Buyers

Understanding Home Loan Pre-Approvals for Buyers

For many self-employed Australians, tradies, and small business owners across NSW, VIC, and QLD, buying a home can feel overwhelming. One tool that ca…

23 January 2026

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.