Ready to refinance?
Discover the Rate Money Advantage.
We provide flexible refinancing options tailored to your unique financial needs.
Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.
If you’re ready to buy, select the purchase you’re interested in from the options below.
Get a handle on your finances and make your next move with confidence
Our Branches
With 40 branches (and more to come), Australia’s self-employed loan experts are never too far away.
Latest news
Rate Money to shake up commercial property lending market

Rate Money to shake up commercial property lending market
Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…
20 March 2025
Rate Money celebrates $10 billion in loans milestone

Rate Money celebrates $10 billion in loans milestone
Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This rem…
14 March 2025
Proud to be Recognised as a Top Place to Work!

Proud to be Recognised as a Top Place to Work!
At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…
14 February 2025