Ready to refinance?

Discover the Rate Money Advantage.

We provide flexible refinancing options tailored to your unique financial needs.

Looking to consolidate high-interest debts? Turn some of your home’s value into cash?
Or just want to secure a better loan? We’re here to help you every step of the way.

If you’re ready to buy, select the purchase you’re interested in from the options below.

Get a handle on your finances and make your next move with confidence

CALCULATE YOUR BORROWING POWER

Our Branches

With 38 branches (and more to come) Australia’s self-employed loan experts are never too far away. 

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Latest news

Rate Money to Boost Training in 2025
Rate-Money-Credit-Training
Rate Money News

Rate Money to Boost Training in 2025

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…

13 December 2024
Is renting and investing smarter than buying a home in Australia?
Home Loan Hints

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …

29 October 2024
Ella Phillips, Branch Principal Parramatta
About Rate Money

Ella Phillips, Branch Principal Parramatta

Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a r…

23 October 2024

Get in touch

Looking for a home loan specialist? Ready to apply for a loan? We’d love to hear from you.

1300 936 668

1300 936 668

Online Enquiry

Online Enquiry

Locate Branch

Locate Branch