Ryan Gair

Ryan Gair

21 years experience within the mortgage industry including state sales manager at AFM, general manager of RAMS franchise for 6 years, and a RAMS franchisee for 3 years, as well as being one of the highest performing branches in the RAMS network.

Posts by Ryan Gair
Celebrating 10 Billion In Loans Milestone | Rate Money
Happy Rate Money team celebrating a successful of helping self-employed Australians secure home loans.

Celebrating 10 Billion In Loans Milestone | Rate Money

Rate Money, Australia’s home for the self-employed, proudly announces it has surpassed $10 billion in loans written since its launch in 2019. This remarkable milestone was announced at Rate Money’s an …

14 March 2025
Is renting and investing smarter than buying a home in Australia?
Couple reviewing financial documents and laptop, applying for a self-employed home loan.

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live in, or do I rent and invest I property?”

29 October 2024
Three steps to help self-employed clients avoid or navigate arrears
Hands using a calculator to review financial reports and charts.

Three steps to help self-employed clients avoid or navigate arrears

A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with small businesses facing these issues at three time …

17 October 2024
Believe in yourself, work hard and success will follow
Ryan Gair, CEO and Director of Rate Money, a leading Australian specialist with 21 years of mortgage industry experience.

Believe in yourself, work hard and success will follow

Recently, Rate Money CEO Ryan Gair sat down with Broker Magazine to discuss how Rate Money was created and the key ingredients that have helped achieve its growth trajectory and sustained success. You …

30 September 2024
Refinancing for Tax Debt Consolidation
Cars being serviced inside a busy mechanic's garage.

Refinancing for Tax Debt Consolidation

Tax Debt Consolidation & Business Reinvestment As I reflect on the end of the financial year, I think it is important for our partners to be informed of critical financial strategies that could he …

11 June 2024
How the 2024 Federal Budget impacts the self-employed
A person at a desk managing finances using a tablet with a budget spreadsheet.

How the 2024 Federal Budget impacts the self-employed

The 2024 Federal Budget proposes new measures that could significantly benefit self-employed individuals. I’ve broken down a few announcements, focusing on property, as that is the current hot topic i …

15 May 2024
3 Top Tips To Grow Your Mindset
Woman with glasses working intently on her laptop, managing her business finances.

3 Top Tips To Grow Your Mindset

In the mortgage industry, having a growth mindset is key. It helps turn challenges into opportunities, which is crucial for keeping up with market changes. Here are our best tips for moving from a fix …

1 March 2024
Turn Tax Season Challenges into Opportunities
Couple reviewing tax documents at home.

Turn Tax Season Challenges into Opportunities

Tax season can be daunting, but it doesn’t have to be a source of dread. Our solution for our franchisees and referral partners is designed to help their clients, making tax season more manageable for …

21 February 2024
6 Top Tips To Master Telemarketing | Rate Money
A team leader assisting a customer support professional with a self-employed home loan client.

6 Top Tips To Master Telemarketing | Rate Money

Telemarketing is a standout tool for building referral networks. At Rate Money, we understand its importance for success. That’s why we ensure our franchisees have the skills to excel and thrive. Here …

15 February 2024