Rate Money,
Aspley Branch
Our Story… so far
Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.
As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.
What We Do
Nicole Palazzi knows mortgages. She’s worked in the lending industry for 18 years and understands the unique challenges faced by self-employed people looking for a loan. It’s one reason she chose to open a Rate Money branch in Aspley — to make a real difference in people’s lives.
Nicole and her team are passionate about finding loan solutions that accommodate the complexities of self-employment — even for those who have been previously knocked back by other lenders — and find the ultimate satisfaction in watching their clients thrive.

Nicole Palazzi
“The satisfaction of guiding someone through the process and seeing them secure a loan for their dream home drives me to work harder every day.”
Aspley Branch
6/1344 Gympie Road, Aspley, QLD 4034
Latest news

Refinancing Your Home Loan in Aspley QLD
Why More Homeowners in Aspley, Queensland Are Reviewing Their Home Loans Over the past year, one conversation has been coming up more frequently with …

Home Loan Health Check | Refinance in Aspley QLD
Why Now Is the Perfect Time for a Home Loan Health Check in Aspley, Queensland For many homeowners in Aspley, Queensland and Brisbane’s north, the pas…

Refinancing Your Home Loan in Aspley QLD
Why More Homeowners in Aspley, Queensland Are Reviewing Their Home Loans Over the past year, one conversation has been coming up more frequently with …

Rate Money Masters 2026 | Celebrating Excellence in Darwin
Introducing the Rate Money Masters 2026 Every year, the Masters Conference recognises those who consistently perform at the top of their game and achi…

Property Market Update - July 2026
Sydney Enters a Buyer-Friendly Market Australia's housing market softened further through June as affordability pressures, higher interest rates and w…
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Sydney Property Market Update - June 2026
Demand Softening in Sydney Across Australia, home values in the previous three months saw a slight increase of 0.6%. Regions like Brisbane, Adelaide, …

Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…

Proud To Be Recognised As A Top Place To Work | Rate Money
At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…

Rate Money To Boost Training In 2025 | Rate Money
Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…
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How to navigate the end of your fixed-rate home loan
Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

Is renting and investing smarter than buying a home in Australia?
Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …

How Self-Employed Australians Can Avoid Mortgage Stress
Unsurprisingly, self-employed Australians are feeling the relentless squeeze of rising cost-of-living pressures, which threaten their financial stabil…
Rate Money,
Aspley
Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve.
Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.
Enquire Now
Why Rate Money?
We’re driven by three core values that guide everything we do:
Grit
Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.
Evolve
As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.
One Team
Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.
