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Rate Money,
Aspley Branch

Our Story… so far

Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.

As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

What We Do

Nicole Palazzi knows mortgages. She’s worked in the lending industry for 18 years and understands the unique challenges faced by self-employed people looking for a loan. It’s one reason she chose to open a Rate Money branch in Aspley — to make a real difference in people’s lives.

Nicole and her team are passionate about finding loan solutions that accommodate the complexities of self-employment — even for those who have been previously knocked back by other lenders — and find the ultimate satisfaction in watching their clients thrive.

Rate_Money_Nicole_Palazzi

Branch Principal

Nicole Palazzi

“The satisfaction of guiding someone through the process and seeing them secure a loan for their dream home drives me to work harder every day.”

PHONE 07 3077 7000

Aspley Branch

6/1344 Gympie Road, Aspley, QLD 4034

Latest news

Refinancing Your Home Loan in Aspley QLD

Refinancing Your Home Loan in Aspley QLD

Why More Homeowners in Aspley, Queensland Are Reviewing Their Home Loans Over the past year, one conversation has been coming up more frequently with …

Apr 15, 2026, 1:45:00 PM
Home Loan Health Check | Refinance in Aspley QLD

Home Loan Health Check | Refinance in Aspley QLD

Why Now Is the Perfect Time for a Home Loan Health Check in Aspley, Queensland For many homeowners in Aspley, Queensland and Brisbane’s north, the pas…

Mar 24, 2026, 11:15:00 AM
Refinancing Your Home Loan in Aspley QLD

Refinancing Your Home Loan in Aspley QLD

Why More Homeowners in Aspley, Queensland Are Reviewing Their Home Loans Over the past year, one conversation has been coming up more frequently with …

Feb 20, 2026, 1:15:00 PM
Rate Money Masters 2026 | Celebrating Excellence in Darwin
Small Banner - Darwin

Rate Money Masters 2026 | Celebrating Excellence in Darwin

Introducing the Rate Money Masters 2026 Every year, the Masters Conference recognises those who consistently perform at the top of their game and achi…

31 July 2026
Property Market Update - July 2026
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Property Market Update - July 2026

Sydney Enters a Buyer-Friendly Market Australia's housing market softened further through June as affordability pressures, higher interest rates and w…

17 July 2026
Sydney Property Market Update - June 2026
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Sydney Property Market Update - June 2026

Demand Softening in Sydney Across Australia, home values in the previous three months saw a slight increase of 0.6%. Regions like Brisbane, Adelaide, …

1 July 2026
Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Experienced financial advisory team from Rate Money.

Rate Money To Shake Up Commercial Property Lending Market | Rate Money

Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…

20 March 2025
Proud To Be Recognised As A Top Place To Work | Rate Money
Rate Money CEO Ryan Gair with the Insync Best Employer 2025 Award.

Proud To Be Recognised As A Top Place To Work | Rate Money

At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…

14 February 2025
Rate Money To Boost Training In 2025 | Rate Money
Rate-Money-Credit-Training

Rate Money To Boost Training In 2025 | Rate Money

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit t…

13 December 2024
How to navigate the end of your fixed-rate home loan
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How to navigate the end of your fixed-rate home loan

Navigating the end of a fixed-rate mortgage can feel uncertain. As your loan transitions to a variable rate or a new fixed term, your repayments may c…

2 March 2026
Is renting and investing smarter than buying a home in Australia?
Couple reviewing financial documents and laptop, applying for a self-employed home loan.

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live …

29 October 2024
How Self-Employed Australians Can Avoid Mortgage Stress
Glenn Maynard, Director of Rate Money and expert in self-employed mortgage lending with 29 years of industry experience.

How Self-Employed Australians Can Avoid Mortgage Stress

Unsurprisingly, self-employed Australians are feeling the relentless squeeze of rising cost-of-living pressures, which threaten their financial stabil…

19 July 2024

Rate Money,
Aspley

Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve. 

Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.

Enquire Now

Why Rate Money?

We’re driven by three core values that guide everything we do:

Grit

Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.

Evolve

As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.

One Team

Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.

...and do the right thing, always!