Rate Money,
Aspley Branch

Our Story… so far

Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.

As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

What We Do

Nicole Palazzi knows mortgages. She’s worked in the lending industry for 18 years and understands the unique challenges faced by self-employed people looking for a loan. It’s one reason she chose to open a Rate Money branch in Aspley — to make a real difference in people’s lives.

Nicole and her team are passionate about finding loan solutions that accommodate the complexities of self-employment — even for those who have been previously knocked back by other lenders — and find the ultimate satisfaction in watching their clients thrive.

Rate_Money_Nicole_Palazzi

Branch Principal

Nicole Palazzi

“The satisfaction of guiding someone through the process and seeing them secure a loan for their dream home drives me to work harder every day.”

PHONE 07 3077 7000

Aspley Branch

6/1344 Gympie Road, Aspley, QLD 4034

Rate Money,
Aspley

Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve. 

Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.

Why Rate Money?

We’re driven by three core values that guide everything we do:

Grit

Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.

Evolve

As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.

One Team

Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.

...and do the right thing, always!