Rate Money,
Craigieburn Branch

Our Story… so far

Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.

As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

What We Do

With a background in the mortgage industry that started in 2016 and with experience as a RAMS home-loan franchisee, Sandeep was inspired by the opportunity to bring tailored solutions to Melbourne’s northern suburbs self-employed community.

Their branch supported by a team of lending managers, focuses on delivering innovative mortgage products to clients, especially in trades, transport and IT. Sandeep’s commitment to helping his local community, reflects his passion for creating a smoother, more accessible lending journey.

Rate_Money_Sarbjeet_Kaur

Branch Principal

Sarbjeet Kaur

“Backing Australia's self-employed with tailored home loan solutions getting to ‘yes’ with less stress.”

PHONE 0406 437 914

Rate_Money_Sandeep_Singh

Branch Principal

Sandeep Singh

“I’m driven each day to equip my team with the right tools, knowledge, and business acumen to help self-employed individuals secure their financial futures and build their wealth."

PHONE 0413 613 243

Craigieburn Branch

Suite 1.04, 420-440 Craigieburn Road, Craigieburn VIC 3064

Rate Money,
Craigieburn

Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve. 

Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.

Why Rate Money?

We’re driven by three core values that guide everything we do:

Grit

Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.

Evolve

As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.

One Team

Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.

...and do the right thing, always!