Rate Money,
Hurstville Branch
Our Story… so far
Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.
As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.
What We Do
Francis Li believes the mortgage industry needs to be more customer-centric. In fact, that’s why he decided to open Rate Money Hurstville in 2024 — to help self-employed Australians access loans specifically tailored to their needs.
Since then, Francis and his team have made it their business to empower self-employed people to achieve their property dreams. Whether it’s a first home, refinancing or investment, the Hurtsville team are committed to helping their customers achieve their goals and thrive.
Francis Li
“Every day is a new chance to help someone navigate their financial journey. Knowing I can make a positive impact is what keeps me motivated.”
Hurstville Branch
Hurstville, NSW 2220 Australia
Rate Money,
Hurstville
Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve.
Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.
Why Rate Money?
We’re driven by three core values that guide everything we do:
Grit
Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.
Evolve
As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.
One Team
Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.