Limited-Time Alt Doc Home Loans
Exclusive Evolve Easy Doc pricing for eligible self-employed borrowers
Rates starting at 6.99% p.a. (7.36% p.a. comparison rate*)
Alt-Doc Loans For The Self-Employed
Not every self-employed borrower has the traditional income documents many lenders require. Alt Doc home loans are designed for business owners, contractors, consultants and other self-employed borrowers who may verify income using alternative forms of documentation.
For a limited time, eligible borrowers can access our EVOLVE Easy Doc special with rates from 6.99% p.a. (7.36% p.a. comparison rate) for owner occupied loans, or 7.19% p.a. (7.55% p.a. comparison rate) for investment loans.
Whether you're purchasing a property, refinancing an existing loan or accessing equity, our lending specialists can help you explore available options.
The Evolve Easy Doc Advantage
From 6.99% p.a.
Easy Doc Offer
Access our limited-time offer for eligible self-employed borrowers.
Up to
80% LVR
Borrow up to 80% of the property's value with flexible documentation options
Loan Amounts
Up to $2 Million
Suitable for purchasing, refinancing or accessing available equity.
Evolve Easy Doc Special
Owner Occupied
Rates from 6.99% p.a.
(7.36% p.a. comparison rate*)
Up to $2M and 80% LVR
Principal and Interest
Investment
Interest rates from 7.19% p.a.
(7.55% p.a. comparison rate*)
Up to $2M and 80% LVR
Principal and Interest
Simple 3-Step Process
1
Talk to an expert Lending Manager
2
Personalised home loan solution
3
Move with
confidence
Ready To Explore Your Options?
Find out whether you may qualify for our limited-time EVOLVE Easy Doc offer.
Speak to an expert lending manager.
Self-employed home loan expert
Talk to our specialist Lending Manager
Fast Response
Get a call back today
Get in touch with our team
Disclaimer
*Interest rates, fees, and charges are subject to change without notice and depend on individual credit assessment criteria and loan to value (LVR) ratio, terms and conditions apply. Comparison rates are calculated and based on a $150,000 AUD loan over a term of 25 years for illustrative purposes and may not include all fees and charges. This information is general in nature and does not take into account, your objectives, financial situation, or needs. Rate Money acts as a mortgage manager and loans are subject to lender approval and criteria.
View the full Terms and Conditions for more information.
Guides & Resources

What Your Credit Score Means for Getting a Mortgage
What Your Credit Score Means for Getting a Mortgage If you’re self-employed, a tradie, or a small business owner in Frankston, your credit score plays…

What Is an Alt Doc Home Loan (and Who Qualifies)?
If you’re self-employed, a tradie, contractor, or small business owner, you’ve probably asked yourself: what is an Alt doc loan?

Tips for Getting a Mortgage When You’re Self-Employed
Getting a home loan can feel more complicated when you’re self-employed, especially if income varies from year to year.
