Rate Money,
Logan Branch
Our Story… so far
Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.
As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

Julie Lawrence
“Backing Australia's self-employed with tailored home loan solutions getting to ‘yes’ with less stress.”
Latest news

Choosing the Right Home Loan Term | Rate Money
Looking Beyond the Interest Rate: Why Your Home Loan Term Matters When comparing home loans, it's easy to focus on one number, the interest rate. Whil…

Construction Loans Explained for Self-Employed Australians
Building Your Home? Here’s How a Construction Loan Works Building your own home is exciting. It gives you the opportunity to create something that sui…

Company & Trust Structure Lending Options Explained
Alternative Options When Traditional Lenders Tighten Lending for Company and Trust Structures For many self-employed Australians, operating through a …
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Applying for a Home Loan? Here's Why You Should Check Your Credit Score First
If you're thinking about buying a home, refinancing, or investing, you're probably focused on things like saving a deposit, comparing interest rates, …


What Your Credit Score Means For A Mortgage
When you’re thinking about buying a home or refinancing, your credit score plays an important role. It influences how lenders assess your application …
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Property Market Update | August 2026
Australia’s Housing Market Downturn Broadens Australia’s housing market weakened further in July, with the national dwelling values declining 0.7%, th…

Rate Money Masters 2026 | Celebrating Excellence in Darwin
Introducing the Rate Money Masters 2026 Every year, the Masters Conference recognises those who consistently perform at the top of their game and achi…

Property Market Update - July 2026
Sydney Enters a Buyer-Friendly Market Australia's housing market softened further through June as affordability pressures, higher interest rates and w…
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Franchisee In The Spotlight | Mike O'Malley
We are so pleased to announce our newest monthly series, Franchisee in the Spotlight.

Rate Money To Shake Up Commercial Property Lending Market | Rate Money
Rate Money, Australia’s leading specialist in self-employed home loan solutions, has today announced the expansion of its award-winning products and s…

Proud To Be Recognised As A Top Place To Work | Rate Money
At Rate Money, we’ve always known that our team is the true heart of our business, and now we’ve got the recognition to prove it! We’re beyond thrille…
Logan Branch
1a/195 Bryants Road, Loganholme QLD 4129
Rate Money,
Logan
Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve.
Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.
Enquire Now
Why Rate Money?
We’re driven by three core values that guide everything we do:
Grit
Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.
Evolve
As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.
One Team
Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.
