The RBA has announced a 0.25% reduction to the official cash rate. We will be reducing interest rates across all variable rate products by 0.25%, more information coming soon!
Rate Money,
Marrickville Branch
Our Story… so far
Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.
As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.
What We Do
With over ten years of experience in financial services, Joe Firdaus knows what his self-employed clients want more than anything when looking for a loan: a yes. Since 2021, Joe has been building a team of hard-working mortgage experts who will work with you to find the perfect loan solution, even if you’ve been told ‘no’ by other lenders.
Joe and his team are committed to making homeownership a reality for their clients and pride themselves on their ability to find innovative, tailored solutions that work with the complexities of self-employment. They will work with you every step of the way to ensure your expectations are met and exceeded.
Joe Firdaus
“We’re the best in what we do. We’re here for you and will deliver to your expectations and beyond.”
Angelina Benedikta
“Backing Australia's self-employed with tailored home loan solutions getting to ‘yes’ with less stress.”
Marrickville Branch
Suite 2.02/76A Edinburgh Road, Marrickville 2204
Rate Money,
Marrickville
Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve.
Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.
Why Rate Money?
We’re driven by three core values that guide everything we do:
Grit
Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.
Evolve
As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.
One Team
Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.