Rate Money,
Nowra Branch

Our Story… so far

Founded in 2019 by a team of mortgage professionals, Rate Money was created to address a critical gap in the lending industry. With a unique focus on self-employed borrowers, Rate Money offers tailored home loan solutions to meet the specific needs of this often underserved segment, making it a valuable resource for those seeking financing.

As the first lender to eliminate unfair fees on most products, Rate Money has disrupted the industry, prioritising fairness and accessibility. This innovation has earned numerous awards, highlighting Rate Money’s commitment to positive change in the mortgage landscape, benefiting both Rate Money's franchisees and borrowers alike.

What We Do

As a 30-year veteran of the mortgage industry and a small business owner himself, Matt Cooney knows how challenging it can be to secure a loan when self-employed.

When he opened Rate Money Nowra in 2024, he had one ambition: to cut through the red tape and offer competitive loan products tailored specifically to the needs of self-employed Aussies.

He and his team deliver on that ambition every day, using their unrivalled expertise to find their clients the perfect mortgage solution and get them into their dream home sooner. 

Rate_Money_Matt_Cooney

Branch Principal

Matt Cooney

“I love what I do. Simple as that. I’m proud to say I have customers going back three generations who I’ve looked after directly.” 

PHONE 0429 001 097

Nowra Branch

2/85 Worrigee Street, Nowra NSW 2541

Rate Money,
Nowra

Since 2019, we’ve made it simpler for Australia’s 2 million self-employed to get access to Australia’s property market to realise the dreams that they deserve. 

Ready to apply for a loan? Just want a friendly chat? We’d love to hear from you.

Why Rate Money?

We’re driven by three core values that guide everything we do:

Grit

Where resilience and tenacity empower us to surpass limitations and achieve remarkable success.

Evolve

As we celebrate change and innovation, we continuously seek new ideas, technologies, and processes to stay ahead.

One Team

Every individual plays a crucial role in our shared mission to become the leading self-employed home loan provider.

...and do the right thing, always!