Expert hints
and tips

Catch up on the latest insights from Rate Money — your self-employed home loan specialists.

Rate Money to Boost Training in 2025
Rate-Money-Credit-Training

Rate Money to Boost Training in 2025

Self-employed home loan specialist Rate Money is set to expand its franchisee learning programs in 2025. The company plans to introduce a new credit training program and additional specialist training …

13 December 2024
Is renting and investing smarter than buying a home in Australia?

Is renting and investing smarter than buying a home in Australia?

Two of the most common questions I get asked are, “When is the perfect time to buy—during a market crash or when it cools off?” and “Do I buy to live in, or do I rent and invest I property?”

29 October 2024
Ella Phillips, Branch Principal Parramatta

Ella Phillips, Branch Principal Parramatta

Ella Phillips, Co-Owner of Rate Money Parramatta, began her journey to Rate Money in an unexpected place—a coffee shop. In 2017, while considering a return to university for journalism, Rate Money CEO …

23 October 2024
Three steps to help self-employed clients avoid or navigate arrears

Three steps to help self-employed clients avoid or navigate arrears

A recent study by CreditorWatch found that more than 80% of Australian businesses have encountered cash flow challenges in the past six months*, with small businesses facing these issues at three time …

17 October 2024
Mike O’Malley, Branch Principal, Sydney CBD

Mike O’Malley, Branch Principal, Sydney CBD

As the principal of the Sydney CBD Rate Money branch since 2020, Michael O’Malley is passionate about building long-term relationships with his clients. With years of experience serving the self-emplo …

8 October 2024
Ben Brown, Branch Principal, Cremorne

Ben Brown, Branch Principal, Cremorne

At the heart of Rate Money's commitment to building a home for Australia’s self-employed community is @Ben Brown, a seasoned financial expert and branch owner of the Cremorne franchise.

4 October 2024
Believe in yourself, work hard and success will follow

Believe in yourself, work hard and success will follow

Recently, Rate Money CEO Ryan Gair sat down with Broker Magazine to discuss how Rate Money was created and the key ingredients that have helped achieve its growth trajectory and sustained success. You …

30 September 2024
Specialist self-employed lender enters NSW South Coast

Specialist self-employed lender enters NSW South Coast

Rate Money, Australia’s home for the self-employed, is excited to announce its expansion into the South Coast home loan market with the opening of its branch in Nowra today. The branch will serve the …

16 September 2024
Specialist self-employed lender enters Southern Highlands

Specialist self-employed lender enters Southern Highlands

Rate Money, Australia's home for the self-employed, is excited to announce its expansion into the Southern Highlands home loan market with the opening of its branch in Mittagong today. The branch will …

16 September 2024